Privacy Policy
This Privacy Policy explains what personal information OpposingTrade collects, how we use and protect it, and your rights with respect to that information. It applies to all users of the platform, including registered players, Traders with listed profiles, and visitors. By using OpposingTrade you agree to this Privacy Policy. Last updated: March 20, 2026.
1. Who We Are
OpposingTrade is a skill-based fantasy trading contest platform operated from 10 Prospect St, New Paltz, NY 12561. For privacy-related questions, contact us at legal@opposingtrade.com. OpposingTrade is not a financial services company, investment adviser, or broker-dealer. We collect and use personal information to operate a fantasy contest platform, not to provide financial services.
2. Information You Provide Directly
We collect information you provide when you register, use, or communicate with us. This includes: registration data (display name, email address, password); account type and profile preferences; Trader profile content you submit (bio, avatar, website, social links, descriptive text); Contest entries and Lineup selections; wallet transaction requests (deposits, withdrawals); support and dispute communications you send us; tax certification forms (W-9 or equivalent) required for payout processing; and identity verification information required for age verification or high-value payouts, which may be processed through a third-party KYC vendor.
3. Information Collected Automatically
When you access the platform we may automatically collect: device and browser information (IP address, browser type and version, operating system, device type); session and usage data (pages visited, features used, session duration, navigation patterns, contest browsing behavior); performance telemetry sampled at a low rate (typically 10% of sessions) to measure page load times, API response times, and client-side errors; cookies and local storage values for session authentication, user preferences, and sampling decisions; and approximate geographic location inferred from your IP address, used for geographic eligibility screening and legal compliance.
4. Trader and Contest Performance Data
Because OpposingTrade's product is built around fantasy Contests scored on Trader performance, we collect, store, normalize, and display trading performance data associated with Trader profiles. This data may include trade counts, profit/loss figures, percentage-based performance metrics, risk metrics (such as Sharpe ratios and drawdown percentages), win rates, streak data, and related operational scoring inputs. This data is used solely to operate and score fantasy Contests and to display public Trader profiles. It is not used to provide individualized financial advice, investment recommendations, or advisory services to any user.
5. Payment and Financial Information
Deposits are processed through Stripe, Inc. We do not store your full payment card number, CVV, or bank account credentials. We receive and store payment tokens, deposit amounts, transaction timestamps, and transaction status from Stripe for our internal accounting and fraud prevention purposes. Withdrawal requests may require identity verification and W-9 submission before funds are released. Financial transaction records are retained for a minimum of seven (7) years to satisfy tax, audit, and regulatory recordkeeping requirements. Stripe's privacy policy governs how Stripe handles your payment data.
6. SMS Text Messaging and TCPA Compliance
Consent to receive SMS marketing messages is obtained through a separate, standalone opt-in checkbox at account registration or in account settings — it is not bundled into general acceptance of our Terms of Service. By opting in, you agree to receive automated text messages from OpposingTrade at the number provided, including promotional messages. Message frequency varies. Standard carrier message and data rates may apply. You may opt out at any time by replying STOP to any message from us, or by contacting support@opposingtrade.com. After opting out of marketing messages, you may still receive non-marketing transactional messages such as deposit confirmations, payout notifications, and account security alerts. Opting out of SMS does not affect your ability to use the platform or enter Contests. Consent to receive SMS messages is never required as a condition of using OpposingTrade. We will not share your mobile number with third parties for their own marketing purposes.
7. How We Use Your Information
We use the information we collect to: create, authenticate, and manage your account; process deposits, Contest entries, and prize payouts; calculate and display Contest scores, leaderboard rankings, and Trader statistics; operate Trader profiles and revenue-share programs; verify your age, identity, and geographic eligibility; detect, investigate, and prevent fraud, abuse, unauthorized access, and violations of our Terms; maintain platform security and integrity; improve platform performance, reliability, and user experience; send transactional communications about your account, Contests, payouts, and platform updates; fulfill tax withholding, reporting, and recordkeeping obligations; comply with applicable laws, regulations, court orders, and regulatory requests; enforce our Terms of Service, Privacy Policy, and Contest Rules; and operate low-rate performance telemetry sampling to measure and optimize platform speed.
8. Sharing and Disclosure of Information
We may share your information with: payment processors (Stripe) to process deposits and withdrawals; identity verification vendors to confirm age and identity; cloud infrastructure, hosting, and data storage providers operating under confidentiality obligations; analytics and performance monitoring tools (using aggregated or anonymized data where practicable); professional advisers including attorneys, accountants, and auditors, under confidentiality obligations; tax authorities and government agencies as required by applicable law, including IRS reporting requirements; law enforcement or government agencies in response to valid legal process, subpoenas, court orders, or to protect the rights, safety, and property of OpposingTrade and its users; and successors or acquirers in connection with a merger, acquisition, financing, reorganization, or sale of all or a portion of our assets (with appropriate data protection terms). We do not sell, rent, or trade your personal information to third parties for their own marketing or advertising purposes.
9. Public Profile and Community Visibility
Certain information is intended to be publicly visible within the platform. Trader display names, Trader bios, profile images, selected social links, contest performance results, leaderboard rankings, scores, and draft percentages may be displayed on homepage modules, contest screens, leaderboard tables, activity feeds, and shareable result surfaces. If you are a Trader and submit content for a public profile, you understand and agree that this content will be displayed publicly on OpposingTrade and may be shared by users via our social sharing features. You may request updates or removal of your public Trader profile content by contacting support@opposingtrade.com.
10. Cookies and Tracking Technologies
OpposingTrade uses cookies and similar browser storage (including session storage and local storage) for: session authentication tokens; user preference settings; performance sampling flags that determine whether your session is included in our telemetry sample; and functional features that require client-side state persistence. We do not use third-party advertising cookies or cross-site behavioral tracking for advertising purposes. You may configure your browser to reject or delete cookies, but some platform features — including authentication — may not function correctly without them. Our cookies are not used to serve personalized advertisements on third-party sites.
11. Data Retention
We retain account registration data and profile information for the duration of your account and for a reasonable period after account closure to support potential dispute resolution. Financial records — including transaction histories, wallet ledger entries, deposit and withdrawal records, tax documents, and payout histories — are retained for a minimum of seven (7) years after each transaction to satisfy federal and state tax, financial, and regulatory recordkeeping requirements. Contest entries, scores, and settlement records may be retained indefinitely in aggregated or anonymized form. Performance telemetry data may be retained in aggregated form indefinitely. You may request deletion of personal data not subject to mandatory legal retention requirements by contacting legal@opposingtrade.com. We will acknowledge your request within 10 business days and respond substantively within 45 days.
12. Data Security
We implement reasonable and appropriate technical and organizational security measures to protect personal information against unauthorized access, disclosure, use, alteration, and loss. Our security measures include encryption of data in transit using TLS, hashed storage of credentials (we do not store plaintext passwords), role-based access controls for internal systems, and monitoring for suspicious activity. No security system is completely impenetrable. If we discover a data breach that materially compromises your personal information, we will notify you as required by applicable law, including the New York SHIELD Act (General Business Law § 899-aa), within the legally required timeframe. For security concerns, contact us at support@opposingtrade.com.
13. Children's Privacy (COPPA)
OpposingTrade is strictly intended for users who are 18 years of age or older. We do not knowingly collect personal information from any person under 18. If we discover or are notified that we have collected personal information from a minor, we will delete it promptly and close the associated account. If you believe a person under 18 has created an account or submitted information to our platform, please contact us immediately at support@opposingtrade.com.
14. California Residents — CCPA/CPRA Rights
California residents have the following rights under the California Consumer Privacy Act (CCPA) as amended by the California Privacy Rights Act (CPRA): (a) Right to Know: you may request disclosure of the categories and specific pieces of personal information we have collected about you in the past 12 months; (b) Right to Delete: you may request deletion of personal information, subject to legal retention requirements; (c) Right to Correct: you may request correction of inaccurate personal information; (d) Right to Opt Out of Sale or Sharing: we do not sell or share personal information for cross-context behavioral advertising — a 'Do Not Sell or Share My Personal Information' request can be submitted to legal@opposingtrade.com; (e) Right to Limit Use of Sensitive Personal Information: we use sensitive personal information only as necessary to perform our services; (f) Right to Non-Discrimination: we will not deny services, charge different prices, or provide a different level of service based on your exercise of CCPA rights. To exercise any of these rights, contact legal@opposingtrade.com or mail 10 Prospect St, New Paltz, NY 12561. We will respond within 45 days.
15. New York Residents — NY SHIELD Act
OpposingTrade complies with the New York Stop Hacks and Improve Electronic Data Security (SHIELD) Act (General Business Law § 899-aa and § 899-bb). We maintain reasonable administrative, technical, and physical safeguards appropriate to the size and complexity of our business and the sensitivity of the personal information we hold. In the event of a qualifying breach of private information belonging to New York residents, we will provide notification as required by applicable law.
16. Residents of Other States
Residents of Virginia, Colorado, Connecticut, Texas, and other states with comprehensive privacy laws may have rights similar to those described in Section 14, including rights to access, correct, delete, and opt out of certain processing of personal data. OpposingTrade will honor verified requests submitted to legal@opposingtrade.com in accordance with applicable state law requirements. We do not sell personal data and do not process personal data for cross-context behavioral advertising.
17. International Users
OpposingTrade is operated from the United States and is intended for use by U.S. residents. If you access the platform from outside the United States, your information will be transferred to, stored, and processed in the United States, where privacy laws may differ from those in your jurisdiction. By using the platform, you consent to the transfer of your information to the United States. OpposingTrade does not target or knowingly serve users in the European Union and is not subject to GDPR as a primary compliance obligation.
18. Changes to This Privacy Policy
We may update this Privacy Policy at any time. We will notify you of material changes by email to your registered address and/or by prominent notice on the platform before the changes take effect. The effective date of the current version is posted at the top of this policy. Continued use of OpposingTrade after the effective date of any update constitutes your acceptance of the revised policy. If you do not agree to material changes, you must stop using the platform and may request closure of your account.
19. Contact and Privacy Requests
For privacy questions, data deletion requests, data access requests, or formal privacy complaints: legal@opposingtrade.com | 10 Prospect St, New Paltz, NY 12561. For general support questions: support@opposingtrade.com. We aim to acknowledge all privacy requests within 10 business days and to respond substantively within 45 days.